Loan Programs
Hard Money Loan Programs for Albany-Area Investors
Business-purpose financing for qualifying borrowers and investment properties. Every loan is underwritten around the complete opportunity — the property, the plan, and the exit.
Fix-and-Flip
Finance the purchase and eligible renovation costs for projects intended for resale. Renovation funding may be available in arrears as completed work is documented and approved.
Buy-and-Hold
Finance a long-term investment hold with asset-based terms structured around the property and your exit plan.
BRRRR
Use a purchase, renovation, rental, and refinance strategy where the property and borrower qualify — we fund the acquisition and rehab phases.
Cash-Out Refinance
Access equity in an eligible investment property for business or investment purposes.
Terms at a Glance
Points are an upfront loan fee calculated as a percentage of the loan amount; one point equals 1% of the loan amount. Published terms are general guidelines. Exact pricing, leverage, reserves, draw terms, fees, and closing conditions depend on the borrower, property, valuation, documentation, project budget, and exit strategy.
Want to Know Whether Your Deal Fits?
Send us the basic details about your opportunity and we'll let you know whether it may fit our lending parameters.
Submit Your Deal